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Certus Title strives to provide transparency of information and customer experience. To help you get started, here are a few tools that you might find helpful.

Mortgage Calculator

This free mortgage calculator lets you estimate your monthly house payment, including principal and interest, taxes, insurance and private mortgage insurance.

See how your monthly payment changes by updating home price, down payment, interest rate and loan term.

How to use the calculator:

Under “Purchase price,” type in or use the slider to enter the price (if you’re buying) or the current value (if you’re refinancing).


Under “Down payment,” type in or use the slider to enter the amount of the down payment (if you’re buying) or the amount of equity you have (if refinancing).

Under “Term in years,” use the slider or enter the number of years to adjust the length of the mortgage in years.

For the Interest rate” use the slider or enter the rate.

Use the slider or type in the estimated annual “Property tax” in dollars.

“Home Insurance” (annual dollar amount) is typed in or you can use the slider.

And, if the loan is anticipated to require PMI (Private Mortgage Insurance), use the slider or enter the dollars per month.

You may also enter your own figures for property taxes, homeowners insurance and PMI (Private Mortgage Insurance). Edit these figures by clicking on the amount currently displayed.

The mortgage calculator lets you click “Calculate” to view the estimated total payment and breakout of individual payment components.

per year
per year

Your total monthly payment

Principal & Interest
Home insurance
Property taxes

National Rate Calculator

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Certus Title is a full service title company specializing in serving the needs of Texas-based residential homeowners.

Certus title is an issuing agent for Fidelity National Title Company.

Phone Numbers:
O: (972) 850-6160
F: (972) 850-6435

Main Office Location:
207 East Rusk
Rockwall, TX  75087

Affiliations and Partnerships:

©2019-2020, Certus Title, LLC. All rights reserved.
Certus Title, LLC is an issuing agent for Fidelity National Title.

Any statements made on this website are not intended, and shall not be construed to expressly or implicitly issue or deliver any form of written guaranty, affirmation, indemnification, or certification of any fact, insurance coverage or conclusion of law.